Applying for finance pre-approval. s it a good idea?

An example application form for mortgage pre-approval is below.

A Home loan finance pre-approval is useful because it allows you to know how much you can afford in repayments and mortgage value, and this will assist home buyers when when planning to buy a home with confidence.

When applying for pre-approval for a home loan, please complete and submit the form on the lender as acurately as possible. Never leave out important information, as they may invalidate your loan approval. The other thing to remember is that you only receive a conditional approval. You need to understand those conditions. They will be stated on the pre-approval letter. If you are unclear about this, you will need to contact the mortgage lender, and get clarification.

Loan Finance Pre-approval Application

We need the following:

Home Value/Price
Post Code of Property
Total deposit/Equity
Net Loan sought
   
Full Name
Town/City
State/Territory
PostCode
Work Phone
Mobile Phone
E-mail

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Thankyou for submitting your loan application for mortgage home loan finance. We will get back to you soon.