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Check Credit Report

Check your credit rating and credit report history

Why check my credit report?

It's a good idea to regularly check your credit report and credit rating history because:


1. A credit check on your credit history will show any inaccuracies in your credit report file that could be hurting your chances of obtaining new credit by giving you a bad or poor credit rating.

2. A credit check on your credit history will show if anyone is assuming your identity, and so protect yourself from identity theft, and protect you from wrongly getting a bad credit report or poor credit history.

3. To be confident that you know what Baycorp advantage Equifax and other credit reporting agencies are disclosing about you to credit providers.

Are you concerned about your credit report or your credit rating?  Then we suggest that you run a credit check and check your credit history now: 
  1. Check it out at Baycorp advantage Equifax or other credit reporting agencies by ordering a free credit report.
  2. You also get a choice of a free 10 day credit report service, or an express service for around $20.00.
  3. If there are mistakes in your report that affect your credit rating adversely, the association will advise you what you need to do to rectify it. Do this straight away.
  4. Remember, even a seemingly bad credit report may not be the end of the mortgage trail. Check with Mr Mortgage before giving up hope.
  5. We're here to help you get the loan you want. If you have a skeleton in the cupboard, be up front about it to us for we can figure how to best place your loan. 

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Credit reports are an integral  part of getting a mortgage or personal loan, whether it be a home mortgage loan, commercial loan, business loan, refinance, or debt consolidation. 

Lets face it, finance is a way of life today, and the more you do to protect your good credit rating the easier finance will be to obtain, and cheaper your interest rate will be. 

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